LIC Single Premium Endowment Calculator

December 6, 2025 • 3 min read • lic calculator

LIC Single Premium Endowment Calculator (Plan 717) – Estimate Premium & Benefits

LIC’s Single Premium Endowment Plan (Plan 717) is a one-time investment policy that offers both savings and life protection throughout the policy term. With the Plan 717, LIC Single Premium Endowment Calculator, you can quickly estimate your single premium amount, maturity value, and death benefit based on your age, policy term, and sum assured.

LIC Single Premium Endowment (Plan 717)

One-Time Payment, Lifetime Security with Bonuses

Min: 90 days (use 0), Max: 65 Years
Choose between 10 to 25 years
Min: ₹1 Lakh (₹10k multiples up to 2.5L, ₹25k above)
Age + Policy Term (Max: 75 Years)
Adds extra cover on accidental death
₹1L to ₹25L (₹50k multiples)
Single Premium Plan: Pay once and stay protected for the entire policy term. This plan offers bonus participation and guaranteed surrender value. Bonuses shown are illustrative based on past rates and are not guaranteed.

PREMIUM PAYMENT (One-Time Only)

Single premium endowment plan – Pay once, secure forever.

Total Premium Payable

₹4,85,000
Base Single Premium: ₹4,85,000
Rider Premium (if opted): ₹0
GST: ₹0 (No GST on Single Premium from Oct 2024)

POLICY DETAILS

Entry Age:30 Years
Policy Term:20 Years
Maturity Age:50 Years
Basic Sum Assured:₹5,00,000
Sum Assured on Death:₹6,06,250
Single Premium (Before Rebate):₹5,00,000
High Sum Assured Rebate:₹15,000
Net Single Premium:₹4,85,000
Key Benefits: One-time premium payment. Guaranteed Surrender Value from 1st year (75% in year 1, 90% thereafter). Loan available after 1 year. Bonus participation. Tax benefits u/s 80C & 10(10)D.

ESTIMATED BENEFITS (Illustrative, with Sample Bonus)

Maturity Benefit

₹10,00,000
Sum Assured + Estimated Bonuses (Based on past bonus rates ₹50 per ₹1000 SA per year – not guaranteed)

Death Benefit

₹11,06,250
Sum Assured on Death + Estimated Accrued Bonuses + Rider SA (if opted)
Important: Bonus rates are illustrative and based on historical data. Actual bonuses depend on LIC’s annual surplus and are declared at the discretion of LIC. Death benefit is higher of SA or 125%/110% of Single Premium (age-based).

Year-wise Policy Details (Illustrative)

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Year Age Estimated Bonus (₹) Total Bonus (₹) Death Benefit (₹) Surrender Value (₹)

Disclaimer: Bonus rates shown are illustrative (@₹50 per ₹1000 SA per year, based on past data). Actual bonuses are declared annually by LIC and are not guaranteed. Death benefit assumes death after risk commencement. Surrender values are approximate (75% premium in year 1, 90% + 30% bonuses thereafter).

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This tool helps you understand how much you need to invest upfront and what returns you can expect at maturity—making financial planning simple, transparent, and hassle-free.

What the Calculator Provides:

  • Single premium amount based on age & policy term
  • Total maturity benefit (Sum Assured + Loyalty Additions)
  • Death benefit calculation
  • Estimated returns for long-term savings

Plan confidently for your future with the LIC Single Premium Endowment (Plan 717) Calculator—quick, accurate, and easy to use.

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